Protect You & Your Loved Ones…
If you do not yet have life insurance, you would be wise to take out coverage to ensure the financial security of your family in case of an unexpectedly event. If you designate your loved one as beneficiary, they will receive the benefit payable in accordance with the associated conditions. If you already have life insurance protection, you might think about increasing your coverage to protect your family from potential financial worries.
Disability income insurance
If you become disabled as a result of an accident or illness, disability income insurance will replace your salary so that you can maintain your standard of living.
Accident insurance will help you face contingencies and assume the costs of an accidental injury or death. In certain cases, you may be able to obtain the reimbursement of costs that either are not covered or are partially covered by group insurance plans.
Critical Illness Insurance
Surviving a critical illness can create overwhelming medical and financial anxieties. The diagnosis of a critical illness is very unsettling—not only to you but also to your family. If a critical illness means that you must quit your job, critical illness insurance will allow you to continue to pay your day-to-day expenses and devote 100% of your energies to your recovery, free of financial worries.
Your home is one of the largest investments you will ever make. The mortgage that comes with it is a big responsibility and can impact your family’s security. What happens if you unexpectedly pass away before your mortgage is paid off? No doubt you would worry about who will be left dealing with your financial obligation. Mortgage insurance makes it easy and economical for you to protect your family’s future security.
If you are a member of a group insurance, plan, you may want your spouse to benefit from the plan. Inform your plan holder of your new situation so that the necessary changes may be made to your coverage.